The Master Association · October 1 board meeting
Master board takes up the tram, the cable proposals and tables for the Beachwalk
Riding the tram is free for everyone, with no per-trip or daily fee. The question for 2027 is how the service is funded; a director suggested that owners and renters split the cost. Offers to replace cable with fiber wait for a budget workshop. The Beachwalk tables were tabled. Owners filled the room and used the end of the meeting for questions about money, the lawsuit and mediation.
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These are not the official minutes of the meeting. This is The Tops’l Post’s own account. The Master Association has not reviewed or endorsed it, and neither has anyone else.
In brief
- Tram: free to ride for owners and renters, with no per-trip or daily fee. The question for 2027 is how to fund the service. Director Mike Wade suggested that owners and renters split the cost. That is a decision for the board, which has not taken it up.
- Telecommunications: several companies have offered fiber and streaming to replace cable. No decision; it goes to the budget workshop.
- Beachwalk tables, chairs and umbrellas: tabled until the board has more options.
- Tides signs: approved, unanimous.
- Beach restrooms: no porta-potties next year; the board wants a permanent restroom by spring break.
- Owners’ questions: guest fee spending, the office rent, legal fees, the number of lawsuits and mediation.
President Todd Garey called the TOPS’L Master Association board to order at 11 a.m. October 1 at the office of the association’s management company on Grand Boulevard. The room was full before he did. “Standing room only,” someone at the front said. “We need a bigger room.” More owners watched on Zoom. The turnout was larger than the board’s meetings usually draw, in a year of dispute between the Master and the company that owns the resort’s commercial property.
Every director attended, two by Zoom. Association manager Jason Willis ran the agenda. The meeting adjourned about 12:40 p.m.
The tram
Director Mike Wade gave the report. “We started the tram operation for reasons everybody understands,” he said. “We agreed to do it through the end of the year, which is really the end of our agreement. So now the question is where do we go next?”
The fee charged to renters has been dropped. “It was so confusing,” Wade said. “We stopped charging. It is free service now for everybody.” Riders book by app or phone, and by his figures the longest wait this year was under ten minutes. Drivers are needed full time from mid-March into September.
The plan for 2027, “not approved yet,” is to run the tram through the resort’s security staff. Wade put a year of service at “under a hundred thousand” dollars, down from an early estimate of $150,000. The discussion was about how to fund the service, not about charging riders by the trip or by the day. Wade suggested that the cost be split between owners and renters, and offered figures as a starting point: $10 added to each owner’s quarterly assessment, and about $10 from each rental. The suggestion was his, not the board’s. How the tram is paid for is a decision for the board. It did not vote on the 2027 plan or on any way of paying for it, and both go to the budget workshop.
Owners asked that guest registration fees cover it instead. Garey said the board has not decided: “We do a budget workshop, and then we finalize the budget.”
A new owner asked what the tram cost before this year. Wade: “We don’t know. We know what we’ve been told, but we don’t know.” In March 2022 the commercial owner’s general manager told owners the tram cost about $140,000 a year, all of it paid by the company.
Garey said Wade has carried this year’s cost himself: “He’s spent seventy, eighty thousand, ninety thousand dollars this year on everything, and he’s going to take that as a loss personally, because he stepped forward at a critical time for this resort as an owner.”
Telecommunication proposals
The association holds the resort’s bulk cable and internet contract with Cox. “We’ve been courted by several telecommunication companies to look at different options,” Willis said. The proposals go to the budget workshop.
Garey told owners the offers are for fiber and streaming in place of cable. “Fiber is only as good as to what extent it gets to your TV,” he said. He asked owners to talk it over in their neighborhoods: “Is this resort ready to go streaming?” For owners who rent, “how are our guests going to accept streaming as the only option, and how many phone calls does that take to resolve?” A renovated unit at the Tides skipped the Cox hookup last year, he said, and had to add it when winter guests arrived.
An owner asked whether there have been complaints about the current service. Garey: “I don’t know of any.” On moving the resort from Cox’s cable service to streaming, he said: “I’m not going to make a decision for this resort” without everybody.
Willis said a switch to fiber would be “probably a year-long project.” Internet and cable are a pass-through of about $500,000 in the Master’s $1.5 million budget, Garey said.
Tables, chairs and umbrellas for the Beachwalk
The agenda called for a vote. The board tabled it by motion. “We’ve looked at one set of chairs and tables or whatever and umbrellas,” Garey said. “We need to look at a few more options.”
The idea is Wade’s: seating along the nine-foot walkway beside the beach shack, where beachgoers leave their shoes. “Someone can sit down there and have a sandwich or something to eat,” he said. An owner asked whether it would take up any of the beach. “Not on the beach,” Wade said.
Owners on Zoom objected. Beach Manor president Rick Bell said tables would send more trash into the dunes. Another owner said the boardwalk is too narrow and asked the board to poll owners first.
A permanent restroom near the beach
“We do not want to do porta potties again next year,” Wade said. The board is looking at a permanent building as close to the beach as plumbing and sewer lines allow. One site is beside the beach walkway, which would need the approval of Beach Manor or the Tides. Another is the old tram stop off the circle, now a bike rack, which has a concrete pad and sits next to the resort’s sewer lift station.
Garey said the board will bring in the architect who designed the owners’ lane and the visitor center. “Our goal is to get something done by spring break of next year.”
Bell said a restroom on Beach Manor property is “an absolute no-go.” Owners offered other sites: the beach-chair hut, the shower area by the boardwalk, and a restroom trailer.
The rest of the agenda
- Insurance. Willis reported the general liability, property and umbrella policies renewed September 28 and paid. Coverage runs to September 28, 2027.
- Office rent with the Summit. The question is whether the Master keeps renting office space at the Summit in 2027. It pays the Summit $2,500 a month, or $30,000 a year. The association’s manager no longer works from that office; a member of the office staff does. Willis said the rent continues through December and the board will decide at the budget workshop, where it has “been requested to look for other ways to decrease the budget.” An owner asked that the on-site office be kept. Willis: “It’s the board’s decision.”
- Tides signage. Approved, unanimous. Four backlit signs: two on the curved walls at the Tides entrance, one over the building’s entry, and a small monument sign between the circle and the building. Garey presented the item as president of the Tides.
- 2027 budget workshop. No date yet.
- Annual meeting. Willis is setting the date and venue with the association’s attorney.
- The dunes. Discussion, no vote. Willis said the Dune Doctors service ended “over four or five years ago” and that he is working with Beach Manor to establish the property lines. “We will take care of the TMA sections of dunes.”
- Minutes. The minutes of the last board meeting were approved.
Owners’ questions and other business
Owners’ questions, and Garey’s remarks outside the agenda, covered the following. Where the association’s records or the court file bear on an answer, they are noted.
Guest registration fees
- At the meetingAn owner asked whether the Master has a yearly report on how the fees are spent. Garey: “We’re not required to have any report.” He listed projects: the beach boardwalk, “like 250”; the pump house and irrigation, “almost four hundred thousand dollars on that alone”; the pavers, “two twenty or two thirty”; and the owners’ lane. “That’s about a million bucks.” He added: “I’ll be the first person to say if we need to do a better job of communicating these types of things. All you got to do is ask.”
- At the meetingOn the fee’s origin, Garey said it was “born in 2021 by a document and a former board,” under a Master president who was the commercial owner’s general manager.
- The recordThe amendment creating the fee was recorded February 26, 2021, signed by Mike Speicher as Master president.
- Not answeredHow many bids were taken for the boardwalk. Willis: “I don’t have that answer. I guess you could do a records request.”
The office rent
- At the meetingAn owner asked for the terms of the $2,500 a month. Garey: “There’s no written agreement.” And: “I can’t define something there is no agreement for.”
- The recordThe Master board approved the rent on December 21, 2022, as a new line in its 2023 budget: $30,000 a year “to reimburse the Summit Association for office space.” Garey moved to approve the budget, Keith Raines seconded, and the vote was unanimous. The Master has paid $2,500 a month since January 2023 and has carried the line in each budget since. Willis wrote to an owner on July 31 that “no formal written lease agreement exists” and that the Master’s manager had moved out of the space as of July 1.
Financials and legal fees
- At the meetingThe August financial statements were not posted. Willis said they run about 30 days behind and are due now; August legal fees will be in them. Asked for an estimate of legal fees ahead: “It would be impossible to figure that out.” Asked what the board will cut to cover legal costs and the porta-potties: “There is absolutely no meat on that bone.”
- The recordThrough June 30 the Master had spent $51,116.90 on legal fees against a $30,000 budget for the year.
Lawsuits and mediation
- At the meetingAsked how many cases are pending against the Master, Garey said: “I only know of one lawsuit that’s been filed against the master.” A voice in the room: “There were supposed to be five.”
- The recordOne case is on file, 2026-CA-000276 in Walton County, filed May 15. The Master’s motion to dismiss is set for hearing January 12, 2027.
- At the meeting“Mediation came and went. It came to an impasse,” Garey said. Asked who took part: “Can’t say. Can’t talk about mediation.”
- The recordThe court file names who each side designated before the mediation: seven Master directors, and for the Club one lawyer, Adam G. Haynie of Wenatchee, Washington. It does not show who attended.
The commercial owner
- At the meetingAn owner suggested offering the office rent money to the commercial owner for use of its beach restroom. Willis: “They’re not in communication with us.” And: “The person that owns the commercial property, we can’t even get in contact with.” Bell offered to travel with Garey to meet the owners “in their offices.”
Beach access at the Tides
- The recordThe walk from the Tides to the beach crossed the lower pool deck, which belongs to the Club. On May 7 the Club limited the pool deck and Blue Dunes to its members and to guests who book through its rental program.
- At the meetingAn owner said he lost that way to the beach, and the use of the lower pool. Garey, as Tides president, said the Tides has quotes from engineers to cut through a concrete wall by its shower so people can reach the lower boardwalk “without having to go through the buildings.” The Tides board takes it up at its next meeting, and the Tides would pay.
The pump-house fence
- At the meetingGarey held up a paper: “This is a 1989 document from the original declarant that shows the fence around the pump house in 1989. It was falling down and it was in disrepair and it was moldy, so we replaced it.”
- The recordThe Club demanded on May 8 that the fence come down. The document Garey showed is not in the Post’s file.
Garey on the year
“It’s time that we spoke about this freely,” Garey said. “Whatever nine-month campaign that we’ve been on on this resort, I’ve never seen anything more childish in my life.” He said he has “been called and slandered things all year long,” and named two: “Kickback Todd” and “King of the Tides.” He denied one claim directly, that he gave a Labor Day volleyball event a preferential rate on the beach net to bring revenue to the Tides pickleball courts: “Now, who makes this up?”
“The things that are going on at this resort are tearing this resort and this community apart, and I am not going to allow it to happen as long as I’m in charge of your master.” He offered owners his phone number and a sit-down.
The Zoom feed
Owners on Zoom lost the room’s audio for about six minutes. Garey told them: “We will commit to all of you people on the phone to try to get new technology or a better technology platform so that we can do a better job of communicating.”
These are not the official minutes of the meeting. This is The Tops’l Post’s own account. The Master Association has not reviewed or endorsed it, and neither has anyone else.
The documents behind the story
Disclosure. The publisher’s wife, Amy Corona, is a candidate for the Summit board in the October 17 election.
Documents and corrections: [email protected]
