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TOPS'L Beach & Racquet Resort · 2023–2026

The Paper
Trail.

You've heard it's about the guest registration fee. You've heard it's about the beach. Owners disagree about both, honestly - and that disagreement is being used to divide you. Meanwhile, a company that arrived in October 2025 has closed the pool, the restaurant, and the courts to everyone outside its own program. The documented record says it's all one story: whether the owners of TOPS'L still decide anything at TOPS'L - or whether that company decides it for them.

Every claim below shows you the document itself, or names the public record where it lives. Nothing here asks you to take anyone's word for anything, including ours. Every installment tells you where to check it.

Update, Sept. 26, 2026: The September 22 mediation ended without a settlement, the association’s board told owners. The 245-page draft complaint mailed to owners in June was not on the court docket at the latest check, September 23. The next court date is January 12, 2027: a hearing on the association’s motion to dismiss. The follow-up →

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New installments are added here as they publish, newest marked New.

Part I

The argument you've been handed

Both camps want you arguing about the guest registration fee and the beach. Fine - but notice what both arguments assume: that the decision is leaving your hands either way. It shouldn't be. Start there.

Start with the inventory. Owners of TOPS'L hold three things in common. The first is the guest registration fee the association collects on every rental reservation - $73 in 2026 - which funds a large share of the budget and keeps owner dues flat at $285/quarter. The second is 600 feet of private beach that belongs to the Master Association, meaning the owners. The third is the votes that control the boards deciding both. The new owner's draft lawsuit demands the fee be abolished and everything collected since 2023 clawed back, paid back by owners; it asks the court to void the 2024 beach protections, which would open the owners' beach to the Club's paying customers; and it demands the commercial owner's seats back on the board itself, while his media campaigns for the remaining votes. Every one of those demands is shown, in his lawyers' own words, in Part III.

Hold onto one principle, because every document below comes back to it: all three are owners' decisions. If owners want to lower the fee, kill it, or redesign it - that is a debate for owners to have through the board they elect. If owners ever chose to open their beach, that too would be the owners' call, made for the owners' benefit. What the record shows instead is a private, for-profit company suing to take the first two decisions out of owners' hands - a fee clawback flowing to its side of the ledger, and beach access its program can sell - and pursuing the third by two routes at once: a lawsuit demanding its seats back on the owners' board, and a media network campaigning in the owners' election. So this page never asks whether the fee is right or the beach should open. It asks the only question that matters first: why is a for-profit company fighting these battles, and why should it profit from winning them?

That company arrived in October 2025, when control of the resort's commercial side was sold. Everything owners have felt since follows from that sale: the pool and restaurant closed to you, the lawsuit your assessments are paying to defend, and an anonymous media network campaigning for the October board election. The man behind it is the story.

Meanwhile: the Beach Club pool and the Blue Dunes Grill, the resort’s restaurant and poolside bar, have been closed to non-program owners and guests since the Thursday before Memorial Day: no meal, no drink at the bar, unless you booked through the new owner’s program. The Master Association is being sued (Case 2026 CA 276, Walton County - pull it yourself at civitekflorida.com/ocrs), and by June its legal fees had hit $51,117 against $15,000 budgeted - $36,117 over, more than the entire year's legal budget, with the September 22 mediation still to pay for. The association's own ledger:

Exhibit · The association's own P&L, June 2026 TOPS'L Master Association P&L Budget Comparison as of June 2026, line 50016 Legal Fees: year-to-date actual $51,116.90 against $15,000 budgeted, a variance of negative $36,116.90, against a $30,000 annual budget
Line 50016, Legal Fees, from the June 2026 P&L Budget Comparison: $51,116.90 spent against $15,000 budgeted through June - $36,117 over, and already past the $30,000 budget for the whole year. From the monthly financials on the owner portal.
Exhibit · The flyer guests were handed The May 2026 check-in flyer titled Important Information About Your Stay, listing the amenities closed to guests not booked through the TOPS'L Lodging program and suggesting they leave an accurate review of the listing that misled them
The May 2026 check-in flyer: the amenities a non-program guest cannot use, plus the suggestion to leave "an accurate review" of the listing that "misled" them. The sequence around it, from the archive: on April 30 the Club emailed that the Blue Dunes Grill "will remain open to the public"; a May 7 email explained why the Grill was now being closed to the public; on Thursday, May 21 the pool and Grill closed to all owners who are not Club members and to renters outside the lodging program; the flyer went to arriving guests beginning Friday, May 22; Gibson Beach Rentals sent its letter of concern May 28.
Part II

The buyer, and the business

In October 2025 the resort's commercial side quietly changed hands. To understand everything since, you only need to understand what business the buyer is actually in.

On October 9, 2025, entities controlled by Jon Erling Oksenholt (Oksenholt Capital / Secret Sauce Brands / GoodLife Vacations, Scottsdale, Arizona) bought the Tennis Club, Blue Dunes Grill, commercial office property, and rental operation for roughly $3.8 million. The purchase wasn't announced publicly until a press release on April 24, 2026, six and a half months later. The deed:

Exhibit · Public record, Walton County Special Warranty Deed recorded October 14, 2025, Walton County instrument 20250037406, Book 3374 Page 824, conveying property to SSP TOPS'L Properties LLC of Scottsdale, Arizona
The deed. Recorded Oct 14, 2025 (Walton County Inst. #20250037406, Book 3374, Page 824) to SSP TOPS'L Properties LLC, Scottsdale, Arizona. Anyone can pull it from the Clerk by that book and page.

What business is he in? Not tennis courts and restaurant covers. The business he built in Oregon and bought here is rental management: a percentage of every booking, on every unit, across hundreds of doors. To that business the amenities' value isn't quality - it's exclusivity: they are worth the most when only his program's guests can use them. That framing is ours. The policy is the Club's, in writing, effective April 1: guests not booked through the lodging program "will no longer have access to club privileges and amenities" - clubhouse, pools, tennis, fitness, tram. That's not our paraphrase:

Exhibit · The lockout, in the Club's words March 9, 2026 Club email stating that effective April 1 guests not booked through the TOPS'L Lodging program will no longer have access to club privileges and amenities including clubhouse, pools, tennis, fitness, and tram
The Club's March 9, 2026 email: effective April 1, amenity access only for lodging-program guests. The toll gate, announced in writing.
Part III

What they want

No guessing required: his lawyers wrote it down, in the 245-page draft complaint mailed to every owner. Three demands, each aimed at something owners hold.

Start with the beach. The 600 feet of private beach belongs to the Master Association, meaning the owners. Under the prior operator, Club membership never included it, in writing:

Exhibit · The beach, in writing, 2022 April 27, 2022 letter from Racquet Club Manager Pam Herman: the TOPS'L Beach is not available for Club Member access. The beach has never been included as a Club amenity.
April 27, 2022, the Club's own manager under Vacasa: "the TOPS'L Beach is not available for Club Member access. The beach has never been included as a Club amenity." Four years before the current owner sued, his predecessor said it plainly.

The draft complaint's Count III asks the court to void the 2024 beach protections. Those protections predate the current owner entirely: the board first adopted the beach rule on March 4, 2023 (6–1, Vacasa casting the lone "no"), then wrote it into the recorded Declaration in January 2024. In plain terms: if Count III succeeds, the Club's paying non-owner customers regain access to the owners' private beach, the crowding owners remember from the years Club members "were all over the beach," and beach access becomes an amenity he can sell. To be equally plain about what is not at stake: no filing threatens owners' own beach access. The fight is over whether his customers get your beach, and what that does to what your unit is worth. All three documents, in order - the rule, the recorded protection, the demand to void it:

Exhibit · The rule, March 4, 2023 March 4, 2023 TOPS'L Master Association organizational meeting minutes: the new rule states non-owner TOPS'L Club memberships do not include rights of access to or use of the TOPS'L Beach, subject to removal and fines up to $1,000; motion approved 6 yes with Vacasa voting no
The board's own minutes, March 4, 2023: "Non-owner TOPS'L Club Memberships do not include rights of access to or use of the TOPS'L Beach" - adopted 6 "yes," Vacasa casting the lone "no," two and a half years before the current owner arrived.
Exhibit · Recorded, Jan 18, 2024 Certificate of recording of amendments to the TOPS'L Master Association Declaration and By-Laws, recorded January 18, 2024, Walton County Instrument 20240001738, Book 3313, Page 808, signed by Keith Raines, President
The protection, recorded: the Clerk's stamp at top reads Inst. #20240001738, Book 3313, Page 808, recorded 1/18/2024. Pull it from the Walton County Clerk by that book and page.
Exhibit · The demand to void it Count III demand from page 27 of the draft amended complaint: WHEREFORE, Plaintiffs respectfully demand a declaratory judgment finding that the 2024 Amendments are invalid and striking same in whole or in part, and an injunction enjoining the Defendant from enforcing the 2024 Amendments
Count III's closing demand, page 27 of the draft complaint mailed to every owner: find "the 2024 Amendments are invalid," strike them "in whole or in part," and enjoin the association from enforcing them.

Then there are the seats themselves. Under a 1999 settlement, the resort's commercial owners held seats on the Master Association board - you have already seen one voting in this record: "Vacasa," the lone "no" in the March 2023 minutes above. In 2023 the board amended the governing documents and removed the commercial seats, over the commercial director's objection. Counts I and II of the draft complaint ask the court to declare that removal invalid and seat the commercial owners again - and by his lawyers' own math, the commercial parcels are entitled to "6 of the potential 15 director positions," enough that "the residential directors alone could never reach the 80% supermajority." That math, in their own words:

Exhibit · Their own seat math, ¶63 Paragraph 63 from page 18 of the draft amended complaint: the general amendment procedure required 80% Board approval, which necessarily requires approval of at least some of the commercial representatives on the Board, since the commercial owners are entitled to 6 of the potential 15 director positions, and the residential directors alone could never reach the 80% supermajority
Paragraph 63, page 18 of the draft complaint mailed to every owner: the commercial owners "are entitled to 6 of the potential 15 director positions, and the residential directors alone could never reach the 80% supermajority." Their sentence, not ours.

Read that slowly: the same company suing your association, locking your guests out of the amenities, and campaigning in your election is also asking a court to seat itself on your board. The demand, verbatim:

Exhibit · The demand for the seats Count I closing demand from page 20 of the draft amended complaint: WHEREFORE, Plaintiffs respectfully demand a declaratory judgment that the 2023 Amendments relating to the removal of the commercial parcel owner Board seats were invalid and striking same, and an injunction enjoining the Defendant from enforcing the 2023 Amendments
Count I's closing demand, page 20 of the draft complaint mailed to every owner: declare the removal of "the commercial parcel owner Board seats" invalid, strike the 2023 Amendments, and enjoin the association from enforcing them.

What happens if they win? The 245-page draft complaint asks the court to restore commercial seats on your board, void the beach protections, kill the guest fee and claw back what was collected, and award business-interference damages plus punitives: relief worth multiples of the $3.8M purchase price, every dollar of it paid by owners through assessments. And the guest-fee clawback would blow a hole in the budget on top of it: the association's approved 2026 budget books $539,000 in guest registration fees next to $674,880 in owner assessments - it's why dues have stayed flat at $285/quarter, and replacing it means roughly an 80% assessment increase. The clawback demand, verbatim:

Exhibit · The demand, verbatim Count IV closing demand from the draft amended complaint, pages 33 to 34: WHEREFORE, Plaintiffs respectfully demand a declaratory judgment finding the 2021 Declaration Amendment invalid, and declaring any other rights of Plaintiffs including, to the extent permissible, disgorgement of Defendant's wrongfully obtained funds, and an injunction against enforcing the amendment
Count IV's closing demand, from the 245-page draft complaint mailed to every owner (pp.33–34 of the 55-page body): strike the fee amendment "(a)," enjoin its enforcement "(d)," and "(c) … to the extent permissible, disgorgement of Defendant's wrongfully obtained funds" - the fees the Master Association has collected since 2023. Per the court docket, this complaint remains an unfiled draft (checked Sep 9, 2026). Update, Sept. 26: still not on the docket at the September 23 check.

And if the courtroom stalls, the same result comes cheaper: win the board elections instead. The Club's media is openly campaigning for the fall votes.

Don't take our crops for it - read the whole thing: the complete 55-page legal body, all nine counts, and its exhibit volumes (pp.56–120, pp.120–182, pp.182–245) - exactly as mailed to every owner on June 26, 2026.

New · Part IV

The Fee.

Seventy-three dollars a reservation: where it came from, who set it, what the record says it pays for, and who now wants it back. Told from the association's own minutes and books. Read Part IV →

Still to come: how the pressure works, and the network of anonymous pages working your election.

Summit annual meeting & election · October 17, 2026

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